Enroll for a Medicare Advantage plan Today

Enroll for a Medicare Advantage plan Today

Medicare Advantage plans are also known as part of Medicare. When you enroll in one, you are attributing your Medicare benefits to an insurance company that now tends to the relationship between your doctor and the insurance company. You will still be enrolled in Medicare, you will never lose it and you can return to it if you wish. You can usually join an Advantage coverage policy if you have Medicare Parts A and B and reside in a place where the Advantage policy accepts new beneficiaries. If you change to a different Advantage coverage plan, all you have to do is join the new plan and it will be automatically canceled from your previous plan. You will not have any lapse in your coverage.

Advantage Plans have recently become popular due to the enormous benefits they offer. Because of them, Medicare beneficiaries can stay overtime in the hospital, pay low fees for medical appointments and often pay less for prescription drugs. In addition, you no longer need to be referred by your primary care physician; you can go to your doctor or hospital of your choice without any indication. It is easy to get such a plan because they are available through private insurance providers. Under the law, Parts A and B must be incorporated into Advantage Plans. Medicare Part C or Medicare Advantage plans are a relatively new addition to the healthcare industry. Part A of Medicare pays the admission of a Medicare beneficiary to a home health care, hospital, hospice, or nursing home. And although Part B of Medicare covers almost all of the medical expenses of a patient (ambulance, blood, etc.), an Advantage policy uses the best resources in Part A & Part B, and the fee for prescription drugs.

The Medicare Advantage plans, by law, must provide coverage at least as good as original Medicare, and EVERYONE does, and I would say that most offer benefits beyond what original Medicare covers. For example, Medicare has a hospital stay deductible, most MA plans don’t have it, most preventive exams in MA plans have a zero copy, Medicare doesn’t offer this. And many MA plans offer some type of drug coverage built into them. That means you don’t have to go out and buy a plan separately. Oh, and did I mention that most MA plans have a premium of zero to 150 per month? Obviously, the more you pay, the greater the benefits. And pre-existing conditions are covered, except for end-stage renal disease, which prevents you from requesting these policies.